bankruptcy basics:
Q: How do I hire your firm for my bankruptcy needs?
As a service to our community, Henry & Henry is dedicated to helping those who are in financial trouble. For this reason, we offer affordable bankruptcy services that can give you a "Fresh Start". For only $2,500.00 plus the filing fee you can hire our office to eliminate your debt with a standard Chapter 7 Bankruptcy. In many cases, we can even offer payment plans to help our clients in severe financial distress. The "Fresh Start" bankruptcy process usually takes between 3-5 months. If your debt has become overwhelming and/or your creditors are harassing you. Give us a call. As a debt relief agency, we may be able to help.
Q: What if I make too much money to file a Chapter 7 Bankruptcy?
To file a Chapter 7 Bankruptcy, you must pass a "means test", meaning you can't make more money than the median income for your geographical area or you must meet certain other IRS standards that help you qualify. Therefore, we offer Chapter 13 Bankruptcies to those who are overwhelmed by debt, but can afford to pay back a percentage of their debt. Chapter 13 Bankruptcy is a very complicated area of the law in which Henry & Henry Law has over 25 years of experience.
Q: Do you handle Business Bankruptcy?
Yes. A Chapter 7 bankruptcy for a small business is similar to the process for a personal Chapter 7, however they tend to be much more complicated. Business bankruptcies generally require extensive analysis of financial disclosures and often entail multiple meetings of creditors. They are often filed simultaneously with personal bankruptcies which adds to the complexity. Our fees for a business bankruptcy vary, depending upon the complexity of the business. If recent events have caused your business to fail, give us a call.
Q: How do I save my home with bankruptcy?
If you have become behind on your mortgage payments, a Chapter 13 Bankruptcy can help you get caught up and stop foreclosure. In a Chapter 13, you make monthly payments to a "trustee", who makes sure your mortgage and all arrears are paid during your 3-5 year payment plan. Chapter 13 Bankruptcy law is a very complicated area in which Henry & Henry Law has over 25 years of experience.
Q: What counties are included in the Jacksonville Division of the Federal Bankruptcy Court?
Baker, Bradford, Clay, Columbia, Duval, Flagler, Hamilton, Nassau, Putnam, St. Johns, Suwannee, Union